All courses of action are risky, so prudence is not in avoiding danger (it’s impossible), but calculating risk and acting decisively.
￼This is a so out-of-the-box professional program, designed for SME lenders to extend their knowledge and broaden their risk management expertise.
Lynchpin Certificate in SME Credit Risk Management offers you the insight and understanding needed to manage the credit risk at a 360 degree in a complex lending environment.
It is a rigorous, UAE specific and designed to enable SME lenders to combine their professional experience with real life case studies to have an informed and calculated SME lending decision. The focus on inherent SME risks, their specific lending requirements, and SME financial analysis from a lender’s point of view will provide the knowledge and skills you need to take the prudent lending decision. Lynchpin has been training banking professional for last many years and this program addresses the most specific needs of SME lending decision makers.
Who Should attend
The Lynchpin Certificate in SME Credit Risk Management is designed for junior to mid level career executives who wish to sharpen their credit skills. A basic understanding of finance, banking and related knowledge is preferred.
There will be an assessment of one hour at the end of the training and certificate of completion will only be given to those candidates who pass the assessment test.
SMEs are Different, Manage Their Risk Differently
Learn how to do it with Lynchpin
￼The Lynchpin Certificate in SME Credit Risk Management is a professional executive training program. It is designed with specific focused on SME lending environment in UAE. It would enhance your ability to take effective and calculated lending decisions in todays complex business environment.
The program combines the highest standards of academic knowledge with a practical hand on approach to lending decision making. This is a professionally rich program designed to take your credit risk knowledge to the next level and deepen your financial analysis and risk management skill base. The certificate program comprises of various modules of training in the areas of SME Lending Environment, assessing credit risk, financial analysis, credit approval process, early warning signals and handling of non-performing loan portfolio.
The major difference between a thing that might go wrong and a thing that cannot possibly go wrong is that when a thing that cannot possibly go wrong goes wrong it usually turns out to be impossible to get at or repair.
SME Lending Environment in UAE
SME banking products in UAE & their risks
Lending practices in UAE
Internal credit rating
Understanding the SME business model
Application of credit principles while approving the credit
A lender’s view of profitability, liquidity, solvency &[; debt coverage
Cash is king – how SMEs manage it
Drill down question to be asked doing financial analysis SMEs
Detailed financial analysis & projections techniques
Specialized Credit Analysis
Industry specific credit approval terms
Specialized credit analysis for
Cross border financing
Credit Approval & Post-approval
Credit risk analysis and approval techniques
Focal points in credit review process
Post approval conditions
Early warning signals
Restructuring of problem loans
Mirza Farrukh Baig, FCA
Certified in Entrepreneurship
The benefit of learning it from career banker is that you only get what is need on job, with no irrelevant bookish stuff!
Farrukh is the Managing Director of Lynchpin Consulting. leading bank in Dubai. He has also successfully launched a Corporate He spearheads Lynchpin’s commitment to deliver- ing the best output for client results in the management consulting services. Over the course of 20 years of practical experience, he has served in a variety of leadership roles, including banking, manufacturing and service sectors.
Based in Dubai, Farrukh has a track record of helping clients with strat- egy and other general management challenges. He has particular depth working with matters of financial planning, business advisory, accounting and corporate finance, but draws upon a variety of cross- industry experience as well. Prior to founding Lynchpin Consulting, Farrukh served at senior positions in Credit Risk Management of a Training business in Dubai which now operates from three different lo- cations. He has served Crow Horwath (Pakistan) from 1999 to 2002. At Crow Horwath, he specialized in Auditing & Management Consulting.
Farrukh qualified his Chartered Accountancy (CA) from the Institute of Chartered Accountants of Pakistan (ICAP). He has been awarded Gold Medal by ICAP for his outstanding performance in CA fi- nal examinations. He also holds certificate in executive education from Harvard Business School focusing on Entrepreneurship and launching new ventures.